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What we will do
Design dynamic financial models tailored to your NBFC’s lending portfolio.
Assess profitability under different markets for better risk management.
Deliver financial projections and valuation models that support decision-making.
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The benefits of NBFC financial modeling include risk analysis, resource optimization, budget forecasting, and enhanced stakeholder confidence:
NBFC financial modeling enables you to systematically identify, assess, and manage risks related to non-banking financial activities. This includes performing detailed risk assessments to reduce exposure to market, credit, and liquidity risks.
NBFC business modeling is cost-effective. It eliminates wasteful spending and non-performing asset accounts. Proper budget forecasting helps you maximize returns and minimize expenses.
A company that incorporates the RBI-mandated framework for capital adequacy and liquidity ratio maintenance, which helps them mitigate the risks associated with non-compliance. It is one of the significant benefits of NBFC financial modeling.
A non-banking financial institution with transparent financial records is perceived as more trustworthy and reliable by customers and stakeholders. A true representation of a balance sheet and financial projections will help the NBFC raise capital for business expansion.
With a strategic financial model, an NBFC can take informed decisions for future business expansion and partnership with fintech and digital lending companies. An accurate and optimized financial projection can help entities align their business needs and budgets with aligned company objectives. It is one of the substantial merits of NBFC financial modeling.
NBFC financial modeling encompasses business planning and the future of the company. Check out the detailed overview below that demonstrates the strong strategic financial plan:
A business model of NBFC is a strong indicator of the company’s financial health and stability. It helps the entity to make sound decisions based on its projections.
With NBFC financial modeling, you can identify potential challenges and risks associated with market fluctuations and interest rate changes. An NBFC with a proper risk mitigation system can easily safeguard the interests of its stakeholders.
A good financial model helps a non-banking financial company by freeing up the space through the identification and elimination of wasteful resources and NPA accounts with recurring loan defaulters.
The NBFC business model helps directors and the board to make decisions that are related to business expansion and investment opportunities. Projections and financial statements help businesses adapt to changing market dynamics and legislation.
The financial models and plans of an NBFC help the entity achieve its goals and targets as specified in its memorandum of association (MOA) and company charter.
NBFC financial modeling also helps non-banking financial companies maintain the minimum and RBI-mandated capital liquidity ratio that helps them stay in business during times of economic downturns.
Through an NBFC business model presentation, you can easily bring new products and services to the market, expanding your overall business.
Take DrNBFC’s assistance in drafting a business model of NBFC. The main components of a company plan include an executive summary, promoters’ profiles, the business’s profile, target market analysis, financial projections, operational plan, sales strategy, revenue model, and a list of its products and services, and comparative analysis.
At DrNBFC, we’ll also help you implement a risk management framework based on risks like credit, market operational, liquidity, and interest rate. Your NBFC financial projection will also include forecasts for future expansion plans.
Scroll down and understand how DrNBFC will assist you in streamlining your budgeting and forecasting in developing a successful NBFC business model. The process involves a systematic approach as follows:
The first step is to conduct a market analysis to understand the economic factors that may interfere with or affect the business model. The analysis of market risk will ensure that the NBFC functions throughout fluctuations. It also assists the non-banking financial companies on regulatory changes as per the RBI.
We’ll help you identify and manage various types of risks associated with assets and liabilities of the NBFCs, including credit, market, operational, liquidity, and regulatory. You can only minimize the risks by identifying them and developing strategies.
Our financial experts will help you strategize different objectives and plans to optimize your capital structure. With a strong strategy, you’ll understand various components, including cost, fund availability, capital opportunities, and business opportunities for NBFCs.
In this next step, we’ll help you formulate a business plan for a non-banking financial company's financial model. The business plan will include future profit projections, revenue generation, and expenses.
After drafting the NBFC financial modeling, we’ll help you set key financial indicators to monitor and review the proposed financial goals for the board of directors of your company. The review will help you strategize your forecast as per market trends.
Once you’ve reviewed the plan, we’ll help you incorporate the financial model into action to make decisions on investment, fundraising, and debt settlements. The plan implementation impacts how your NBFC deals with stakeholders and investors.
After the successful implementation of the NBFC business model, we’ll help you compute the outcome of the same by making financial statements, balance sheets, cash flow statements, and profit & loss accounts.
Have you recently started a non-banking financial company? Consult DrNBFC for drafting an NBFC financial modeling plan. The plan will help you address risks and opportunities associated with the market.
A financial model is a real-time representation of your company’s financial condition.
The timeline for NBFC financial modeling in India is a maximum of 30 days. Check out the breakdown of the schedule below:
Go through the following NBFC business models to optimize your funding options and reduce risk mitigation:
A credit rating management model helps non-banking financial companies ascertain their creditworthiness and debt funding. In order to simplify the leverage, coverage, capital adequacy, and debt-equity ratio, NBFCs are required to prepare a credit rating financial model.
This model helps businesses through three main types of financial statements, including balance sheets, profit and loss accounts, and cash flow reports. Such statements indicate the condition of depreciable assets, working capital, and tax schedules.
A discounted cash flow model is the most commonly used financial projection by NBFCs because it helps entities evaluate their company’s fiscal health through cash flow, both absolute and relative.
Under this financial model, NBFCs are fiscally examined through mergers, acquisitions, and business takeovers.
A non-banking financial company loan portfolio model helps entities identify and track loan applications in order to allocate funds towards healthy accounts, unlike non-performing assets (NPAs).
This model assists NBFCs in preparing financial projections that help them enter into partnerships with fintech and digital lending companies. It is highly recommended for NBFCs seeking to expand their current business model.
This model ensures NBFCs remain compliant with RBI’s liquidity and master direction norms for both deposit and non-deposit entities.
A convertible model is a financial indicator of an NBFC based on three components: management, base, and investor analysis.
This business model of NBFC is used to acquire the company’s working capital, net owned fund, debt, and equity shareholding.
DrNBFC is India’s top-most trusted compliance service provider helps businesses like yours to dream big. Find out the services by DrNBFC for the business model of NBFCs as mentioned below:
Our business analysts will help you prepare a business model for NBFC through strategic planning, risk mitigation, and compliance.
Our non-banking financial companies’ business plan modeling helps our clients conduct budget forecasting and financial projections for making strong decisions for business expansion.
We also help our NBFC clients by assisting them in conducting assessments, duration analysis, and stress tests to evaluate risks associated with credit, liquidity, and market factors — enabling a proactive approach in case of any type of economic downturn.
With the help of our tailored and customized services for NBFC financial modeling, you can seamlessly create budgeting and financial forecasting reports to optimize fund allocation in times of economic uncertainty.
Filing annual returns is never easy — that’s where we come in. Take DrNBFC’s expert guidance to submit financial reports to the Reserve Bank of India or other related regulatory authorities.
Our compliance associates will keep you updated about the latest developments regarding RBI regulations, company laws, and other applicable compliance requirements in real time, so you can align your business activities accordingly.
We’ll help you leverage advanced data analytics for NBFC financial modeling. With such technology, you can track market trends and uncover new business insights to enhance financial planning for your company.
With the expert guidance of DrNBFC, you can make the best financial decisions through advanced analytical skills and hi-tech accounting software. We’ve successfully helped complete 1000+ NBFC financial models. Below are key points why you should join hands with the DrNBFC team for NBFC financial modeling:
An NBFC is a legal entity that is registered as a company under the Companies Act of 1956/2013 and has a license of registration to operate as a non-banking financial institution in India. This company is engaged in providing loans and digital lending facilities to individuals and corporations.
A non-banking financial company’s business model includes budgeting and forecasting of various aspects of the entity. The model assesses the performance of the NBFC by reviewing its:
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